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Questions

• Do you pull a credit report when looking for insurance quotes?
  
  For health insurance, insurance companies and agents do not generally pull credit reports while providing quotes insurance.  Read More
• I own my own business but don’t have any employees. What kind of health insurance is available?
  
  A business owner can choose from individual, family, or group health plans. “Business Group of One” is particularly appealing to individuals who have a medical history that wouldn’t qualify for individual .... Read More
• My COBRA runs out at the end of this month, is there anything I can do?
  
  Many people are eligible for individual or family plans at prices that are better than COBRA.We have "Guaranteed Issue" plans for individuals who have completed 18 months of coverage under Cobra  Read More
• I lost my job and my health insurance, what options do I have?
  
  In most states you have the option to apply for COBRA through your previous insurance company.Often we are able to find an individual or family health insurance plan at rates that are better than COBRA.  .... Read More
• What other benefits do your policies offer?
  
  As an independent agency, we don’t work with just one company.  Each company provides a myriad of benefits and options.  If you are having trouble navigating these waters, please take time to .... Read More
• How much coverage do I need?
  
  How much could you afford to pay out of pocket if:1.You went to the doctor?2.You had to purchase medicine?3.You had to stay a night in the hospital?4.You broke a bone?5.You found out you had a serious .... Read More